Admin
| Position | Head of Credit Division |
| Qualification | M.Com/ M.A Economics/ MBA/ MPA or related degrees. Extra weightage will be given to DAIBP, LLB and Professional Accreditations/ foreign qualified and CRM certification. |
| Age | 40 to 50 years |
| Experience | Minimum 10 years banking experience with specialization in Corporate/ SME and Consumer Financing, evaluation and processing of Credit proposals, marketing of credit products and Risk Management. |
| Skills & Competencies | Team builder, Leadership, Commitment, Time Management Excellent communication and report writing skills, Decision making, Marketing skills, Target oriented, Analytical skills Thorough knowledge of SBP prudential regulations and local laws Well conversant with sector wise market needs, changing trends, Security/ charge documentation and related legal aspect |
Key Responsibilities:
- Develop business plans based on current economic, market trend and dynamics whilst keeping in view the bank’s industry relevant approach in different areas.
- Responsible for driving the lending strategy of the bank whilst considering Industry analysis to maintain a secured credit portfolio. Ensure business growth (volume and size) as part of business plan.
- Ensure implementation of Bank’s policies and procedures and relevant prudential regulations modifications in letter and spirit through notifications and circulars/trainings.
- Ensure operational and administrative handling of all credit facilities and transactions as per Bank’s Credit Policy.
- Regulate and review health of bank’s Credit portfolio whilst ensuring efficient service delivery to borrowers through timely disposal of Credit proposal.
- Coordinate with external and internal agencies and regulatory bodies for liaison, reporting as needed.
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